"RICH"     by Simple Rules GOLD is for Ornaments only, not for an investments. PROPERTY is for a home and business only, not for an investments. FIXED INCOME through Debt Funds only to generate regular income along with Capital Appreciation. INSURANCE is the only financial asset or tool for protection of Future Income for Family survival. No substitute of Insurance. EQUITY (Equity Mutual Funds) is the only financial asset, which creates the WEALTH and beat the Inflation. Financial Happiness COACH (Since 1999)  

  Similarity between Cricket and Investments 1.     Investing is like batting in Cricket. 2.    If you get a juicy full-toss, you may hit for a six or four.          Similarly, you get a juicy full-toss when a market down.            If you invest when market down, you will be rewarded with an  extra % of Return more. 3.     If you get a well directed bouncer, you simply duck. This is what you need to do with your portfolio when market down. You go through that phase without disturbing your portfolio. 4.     When you get a half volley in your zone, you smack it for a 4. This is like booking some profits and switch over to safe asset when market at all time high. 5.     When the ball is swinging both ways on a green track, you   play with patience and focus on taking your 1 and 2 runs. This is what you need to do when market are in volatile condition. You...

                                           Life Insurance and MF (Mutual Fund):  If One is Chalk, the Other is Chees e   Life insurers often use the slogan, “Sab se Pahele Life Insurance".  "सब से पहले जीवन बीमा ”. For the last few years, the Mutual Fund (MF) industry has been using a slogan more vigorously, “Mutual Fund Sahi Hai.”  "म्यूचुअल फंड सही हैI" Both Life Insurance and Mutual Funds are reasonably powerful in the financial planning industry. Let us understand the distinct nature and purpose of these two. Life insurance is meant for managing risks associated with the life of individuals, in case they die prematurely or live too long. Mutual fund is meant for increasing the wealth of individuals through pooling of investable funds. While both focus on some kind of fund pooling, the objectives are entirely different. ...

                                7 Mantras to wise Investing   1.   Follow Life-Cycle investing. 2     2. R ead details carefully before investing and take informed decisions. 3     3.  Beware of free Advice. 4     4.  Don’t get taken in by Advertisement. 5     5.  Look at the credentials of the Advisor and keep a Financial Advisor as a Family member. 6     6.  Don’t borrow to invest. 7     7.  First secure (insure) your future income protection and after that invest in Mutual Funds for Wealth Creation.

  Govt.'s View an Economic Perspective *    Government believes that Investor's Money           investments in Land, Properties, Gold, etc,.           does not benefit to the Economy. *    On the other hand, Money invested in                     Financial Assets like Equity Mutual Funds,                Debentures, F.D.s, Bonds, LIC Policies can be        productive investments for the Economy. *    The Money that the Government mobilizes           through issue of Govt. securities can go                     towards various productive purposes. *    The Companies whose shares are bought can          invest the money in an expansion projects, ...

  5 Secrets of Money   1.   The Rich people do not work for Money. Money work for them. 2.   The Middle Class / poor people work for Money. 3.   Rich people acquire Assets. The Middle Class / poor people acquire Liabilities. 4.     Middle Class / poor people buy Investments rather than buy learning about Investing. 5.   Time is the most expensive resource. Money multiplies due to Time Compounding. Example : Property, Gold, SIPs, Whole Life / Endowment LIC Policy.

                                                         " Rakhi "  (Raksha-Bandhan) “Raksha-Bandhan” is a Festival for love and affection between Brother and Sister.  Brother and Sister both are should not lose the Trust   between them. The meaning of “Raksha-Bandhan” is Sister do pray the “Life Security” of her Brother. As a Result, Brother should give gift to his Sister as Life Time Regular Income by way of LIC Policy on her name, same way to protect Sister’s “Life Security”.       Wealth Club Indian 9879162122 wealthclubindian@yahoo.com