7 Mantras to wise Investing   1.   Follow Life-Cycle investing. 2     2. R ead details carefully before investing and take informed decisions. 3     3.  Beware of free Advice. 4     4.  Don’t get taken in by Advertisement. 5     5.  Look at the credentials of the Advisor and keep a Financial Advisor as a Family member. 6     6.  Don’t borrow to invest. 7     7.  First secure (insure) your future income protection and after that invest in Mutual Funds for Wealth Creation.