5 Secrets of Money 1. The Rich people do not work for Money. Money work for them. 2. The Middle Class / poor people work for Money. 3. Rich people acquire Assets. The Middle Class / poor people acquire Liabilities. 4. Middle Class / poor people buy Investments rather than buy learning about Investing. 5. Time is the most expensive resource. Money multiplies due to Time Compounding. Example : Property, Gold, SIPs, Whole Life / Endowment LIC Policy.