8 Financial Lessons to learn from Ramayana 1. Get your Life Secured: You are not Laxman, and there is no Hanuman for you, who can get Sanjeevani for you. So get Life Insurance today. 2. Set your Budget: Set "Laxman Rekha" of your financial budget and make sure that you do not cross it due to luring online discounts. Understand the difference between needs and wants and be financially disciplined. 3. Contingency Fund: Have an adequate emergency funds to handle unforeseen circumstances as Lord Ram was sent to "Vanvaas" for 14 years and was forced to leave his Luxurious Palace. 4. Be Patient and Think Long Term: Stay invested for the long term, there is no shortcut to success in the financial assets. As Lord Rama was patiently waited until the situation was favourable to him. 5. Choose your Advisor wisely:  Mata Kaitkey listened to Manthara's advice and all were got sad. 6. Build a Corpus: Lord Rama built the Ram-Setu along with patience. Likewise, to build ...

  7 Levels of Financial Freedom (1)      Clarity: You should take a help of Financial Advisor to figure out where you are financially and where you want to go. (2)     Self-Sufficiency: You should control your expenses and avoid unwanted expenses. (3)     Saving habit: You should have a habit of Savings, Investments, and Protection of your future Income to survive your family. (4)     Stability: You have no "bad" debt and at least 12 months worth of expenses in case of emergencies. (5)     Flexibility: You should save at least 2 years of expenses as an emergency fund. (6)     Financial Independence: You can live off the income when your investments will generate the income. (7)     Abundant Wealth: Earning money is an important, but to manage the Money is far important than it. Always do investments for long term for creating a wealth.

  "RICH"     by Simple Rules GOLD is for Ornaments only, not for an investments. PROPERTY is for a home and business only, not for an investments. FIXED INCOME through Debt Funds only to generate regular income along with Capital Appreciation. INSURANCE is the only financial asset or tool for protection of Future Income for Family survival. No substitute of Insurance. EQUITY (Equity Mutual Funds) is the only financial asset, which creates the WEALTH and beat the Inflation. Financial Happiness COACH (Since 1999)  

  Similarity between Cricket and Investments 1.     Investing is like batting in Cricket. 2.    If you get a juicy full-toss, you may hit for a six or four.          Similarly, you get a juicy full-toss when a market down.            If you invest when market down, you will be rewarded with an  extra % of Return more. 3.     If you get a well directed bouncer, you simply duck. This is what you need to do with your portfolio when market down. You go through that phase without disturbing your portfolio. 4.     When you get a half volley in your zone, you smack it for a 4. This is like booking some profits and switch over to safe asset when market at all time high. 5.     When the ball is swinging both ways on a green track, you   play with patience and focus on taking your 1 and 2 runs. This is what you need to do when market are in volatile condition. You...

                                           Life Insurance and MF (Mutual Fund):  If One is Chalk, the Other is Chees e   Life insurers often use the slogan, “Sab se Pahele Life Insurance".  "सब से पहले जीवन बीमा ”. For the last few years, the Mutual Fund (MF) industry has been using a slogan more vigorously, “Mutual Fund Sahi Hai.”  "म्यूचुअल फंड सही हैI" Both Life Insurance and Mutual Funds are reasonably powerful in the financial planning industry. Let us understand the distinct nature and purpose of these two. Life insurance is meant for managing risks associated with the life of individuals, in case they die prematurely or live too long. Mutual fund is meant for increasing the wealth of individuals through pooling of investable funds. While both focus on some kind of fund pooling, the objectives are entirely different. ...

                                7 Mantras to wise Investing   1.   Follow Life-Cycle investing. 2     2. R ead details carefully before investing and take informed decisions. 3     3.  Beware of free Advice. 4     4.  Don’t get taken in by Advertisement. 5     5.  Look at the credentials of the Advisor and keep a Financial Advisor as a Family member. 6     6.  Don’t borrow to invest. 7     7.  First secure (insure) your future income protection and after that invest in Mutual Funds for Wealth Creation.

  Govt.'s View an Economic Perspective *    Government believes that Investor's Money           investments in Land, Properties, Gold, etc,.           does not benefit to the Economy. *    On the other hand, Money invested in                     Financial Assets like Equity Mutual Funds,                Debentures, F.D.s, Bonds, LIC Policies can be        productive investments for the Economy. *    The Money that the Government mobilizes           through issue of Govt. securities can go                     towards various productive purposes. *    The Companies whose shares are bought can          invest the money in an expansion projects, ...

  5 Secrets of Money   1.   The Rich people do not work for Money. Money work for them. 2.   The Middle Class / poor people work for Money. 3.   Rich people acquire Assets. The Middle Class / poor people acquire Liabilities. 4.     Middle Class / poor people buy Investments rather than buy learning about Investing. 5.   Time is the most expensive resource. Money multiplies due to Time Compounding. Example : Property, Gold, SIPs, Whole Life / Endowment LIC Policy.

                                                         " Rakhi "  (Raksha-Bandhan) “Raksha-Bandhan” is a Festival for love and affection between Brother and Sister.  Brother and Sister both are should not lose the Trust   between them. The meaning of “Raksha-Bandhan” is Sister do pray the “Life Security” of her Brother. As a Result, Brother should give gift to his Sister as Life Time Regular Income by way of LIC Policy on her name, same way to protect Sister’s “Life Security”.       Wealth Club Indian 9879162122 wealthclubindian@yahoo.com

  Enjoy Independence Day All are going to Celebrate Independence Day on 15 th August 2023, but Are You going to Celebrate Your F.I.D.? F.I.D. = Financial Independence Day This Independence Day, aim to Target your Financial Freedom with the Right Goal based Planning. We assure that once you meet us, you will be definitely get your F.I.D. in coming years. Let us together discover the beautiful journey of Your Financial Independency Day. Contact us for meeting to get better result. Our Mission : Everyone should get F.I.D. By Wealth Club Indian 9879162122 wealthclubindian@yahoo.com